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Filings

The 8-K: Current Reports

The form a company files when something material happens between periodic reports. It is the fastest-moving filing type and the one most worth watching in real time.

Intermediate4 min read
Filings

The Proxy Statement (DEF 14A)

The document covering the shareholder vote. It is also where executive pay, board composition and related-party transactions are disclosed in detail.

Intermediate4 min read
Filings

The S-1 and the IPO

The registration statement filed before a company sells shares publicly for the first time. It is the most detailed document a company ever produces about itself.

Intermediate4 min read
Filings

Shelf Registrations and At-the-Market Programs

A shelf pre-clears securities so they can be sold on short notice. An at-the-market offering is the quiet mechanism that sells them without an announcement.

Advanced4 min read
Filings

Form 13F: Institutional Holdings

A quarterly disclosure of US-listed equity positions by large managers. Genuinely informative, and surrounded by more misconceptions than any other filing.

Intermediate5 min read
Filings

Schedule 13D and Schedule 13G

Both are filed after crossing five percent of a class. Which one is filed is the entire message: one signals intent to influence, the other signals passivity.

Advanced4 min read
Filings

Insider Transactions: Forms 3, 4 and 5

Officers, directors and large holders must report their own trades within two business days. The transaction codes are what separate a real signal from routine administration.

Intermediate5 min read
Filings

Prospectus Supplements (424B)

The filing that sets the final terms of an actual sale under an existing registration. When a stock gaps down overnight on an offering, this is usually the document.

Advanced4 min read
Filings

Form 144

Notice of an intended sale of restricted or control securities, filed before the sale rather than after. It is one of the few genuinely forward-looking filings.

Advanced4 min read
Filings

Tender Offers and Merger Filings

When one company moves to acquire another, a specific set of filings follows on a defined schedule. The gap between the offer price and the market price is the market's estimate of whether it closes.

Advanced4 min read
Filings

SEC Comment Letters

Correspondence in which SEC staff question a company's disclosure. Published once resolved, and almost nobody reads them.

Advanced5 min read
Filings

How to Read a Filing Fast

A 10-K runs to two hundred pages and most of it is boilerplate. A repeatable order of attack extracts the substance in twenty minutes.

Intermediate4 min read
Filings

Form 20-F and Form 40-F

The annual reports filed by foreign private issuers. Less frequent than a 10-K, on a different accounting basis, and with a different disclosure regime behind them.

Intermediate3 min read
Filings

Form 11-K

The annual report of an employee benefit plan that holds the company's own stock. Obscure, audited, and occasionally the only place a number appears.

Advanced3 min read
Filings

Going Private

When a company or its insiders take it private, an additional filing is required, and it demands disclosure that an ordinary merger does not.

Advanced3 min read
Filings

Reg A+ and Form D

Two routes to raising capital without a full registration. One is a limited public offering; the other is a private placement with a short notice filing.

Advanced3 min read
Filings

XBRL and Structured Filing Data

Filings are tagged so that individual figures can be extracted by machine. It makes comparison across thousands of companies possible, with a specific set of caveats.

Advanced3 min read
Macro

What the Federal Reserve Actually Does

The US central bank has a dual mandate and a small set of tools. Understanding what it controls directly, and what it only influences, removes most of the confusion around it.

Foundations5 min read
Macro

The FOMC and the Dot Plot

Eight scheduled meetings a year set policy. The projections published at four of them are the most scrutinised chart in macro, and the most over-interpreted.

Intermediate5 min read
Macro

The Federal Funds Rate

One overnight rate between banks, and the single lever from which almost every other rate in the economy is derived.

Foundations4 min read
Macro

Quantitative Easing and Tightening

Buying or running off bonds to influence longer-term rates, used when the policy rate alone is insufficient. It affects the long end, which the funds rate reaches only indirectly.

Advanced4 min read
Macro

CPI: The Consumer Price Index

The best-known inflation measure and one of the highest-impact scheduled releases. What moves markets is the surprise against expectations, not the level.

Foundations4 min read
Macro

PCE: The Fed's Preferred Inflation Gauge

The measure the Federal Reserve actually targets. It differs from CPI in ways that matter, and it consistently reads lower.

Intermediate4 min read
Macro

The Jobs Report

Monthly employment data from two separate surveys that regularly disagree. Along with CPI it is the highest-impact scheduled release of the month.

Foundations4 min read
Macro

Gross Domestic Product

The broadest measure of economic output. Comprehensive, and released so late that markets have usually worked out the answer already.

Intermediate4 min read
Macro

Yield Curve Inversion as a Recession Signal

Short yields above long ones has preceded every modern US recession. The record is genuinely striking and the lag is long enough to make it close to useless for timing.

Advanced4 min read
Macro

The Dollar and Equities

A stronger dollar mechanically reduces the reported earnings of US multinationals and tightens conditions globally. The relationship is real and it is not constant.

Intermediate4 min read
Macro

Oil and Commodity Shocks

Energy is an input to nearly everything, which makes a large oil move a shock that propagates through inflation, consumption and policy at once.

Intermediate4 min read
Macro

Which Calendar Events Actually Move Markets

Dozens of releases appear on an economic calendar each week and a handful matter. Knowing which, and why the reaction depends on the surprise, is most of the value.

Intermediate4 min read
Macro

ISM and PMI Surveys

Diffusion indices built from surveys of purchasing managers. They measure the breadth of change rather than its size, which is what the fifty level means.

Intermediate3 min read
Macro

Retail Sales

A monthly measure of spending at retailers. Consumption is most of the economy, which makes this one of the most closely watched releases and one of the noisiest.

Intermediate2 min read
Macro

Housing Data

A set of monthly releases covering construction, sales and prices. Housing is the most rate-sensitive part of the economy, which makes it an early indicator of policy taking effect.

Intermediate3 min read
Macro

Consumer Confidence and Sentiment

Surveys asking households how they feel about conditions and prospects. What people say and what they do have diverged substantially for long periods.

Intermediate3 min read
Macro

Fiscal Policy and Deficits

Spending and taxation decisions made by government rather than by a central bank. They affect growth directly and reach the bond market through issuance.

Intermediate3 min read
Macro

Money Supply

Aggregate measures of money in the economy. Their relationship to inflation is theoretically clear, empirically unstable, and the subject of a long argument.

Advanced3 min read
Macro

Financial Conditions Indices

Composites combining rates, spreads, equity prices and the currency into a single measure of how easy it is to obtain financing.

Advanced3 min read
Macro

Other Central Banks

Policy is set in several places at once, and the differences between them drive currencies, capital flows and the conditions faced by companies operating across borders.

Intermediate3 min read
Risk

Position Sizing

How much to trade is a separate decision from what to trade, and it is the one that determines whether a losing run is survivable.

Foundations5 min read
Risk

Stop Losses: Types and Placement

A stop is a decision made in advance about when a position is wrong. Where it sits should follow from the structure of the chart rather than from a preferred dollar amount.

Foundations5 min read
Risk

Risk and Reward

The distance to a target divided by the distance to a stop. Useful for comparing opportunities, and meaningless without a realistic probability attached.

Foundations4 min read
Risk

Diversification and Correlation

Diversification only works to the extent holdings move differently. Counting positions is not the measure; correlation is.

Intermediate4 min read
Risk

Drawdown and the Arithmetic of Recovery

Losses and the gains needed to recover them are not symmetric, and the asymmetry gets rapidly worse. This single table is the argument for every risk control there is.

Foundations4 min read
Risk

Expectancy and Win Rate

Win rate on its own says nothing. Expectancy combines it with the sizes of wins and losses to give the average result per trade, which is the number that decides everything.

Intermediate4 min read
Risk

Liquidity and Slippage

The gap between the price on the screen and the price actually filled. In thin securities it is frequently larger than the edge the strategy was pursuing.

Intermediate5 min read
Risk

The Real Cost of Trading

Commission is usually the smallest cost and the only visible one. The spread, the slippage and the tax treatment are larger and mostly invisible.

Intermediate4 min read
Risk

Writing the Plan Down

A plan that exists only in your head changes to accommodate whatever you want to do. Writing it down is what makes it a constraint rather than a preference.

Foundations4 min read
Risk

The Kelly Criterion

A formula for the position size that maximises long-run growth. Mathematically clean, extremely sensitive to inputs nobody knows, and almost never used at full size.

Advanced3 min read
Risk

Scaling In and Out

Building or reducing a position in pieces rather than at once. It changes the distribution of outcomes and it is frequently confused with averaging down.

Intermediate3 min read
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