Risk Disclosure Statement
MadStockAlerts, owned and operated by MD-Money, LLC d/b/a MADSTOCKALERTS. The risks of trading and investing, and the limits of the alerts, scanner outputs, AI analysis, and educational content the Company publishes.
In effect as of August 21, 2026. Published in full.
1. Purpose and Incorporation
This Risk Disclosure Statement applies to all Services provided by MadStockAlerts, a brand owned and operated by MD-Money, LLC d/b/a MADSTOCKALERTS. It is incorporated into the Terms of Service, subscription terms, website terms, customer agreement, refund policy, privacy policy, community rules, and other applicable agreements. By using the Services, you acknowledge that you have read and accepted this Risk Disclosure Statement.
2. Educational and Informational Purposes Only
All content, alerts, reports, scanner outputs, watchlists, charts, videos, commentary, community discussions, AI-generated analysis, and other materials are for educational, informational, research, and general market commentary purposes only. The Company does not provide personalized investment advice and does not recommend that you buy, sell, hold, short, cover, trade, or avoid any security based on your personal circumstances.
3. No Guarantee of Profits
The Company does not guarantee profits, returns, performance, accuracy, or success. Any trade idea, alert, scanner result, chart pattern, news catalyst, AI score, analyst comment, or market thesis may be wrong. You may lose money by acting on information provided through the Services. You may also lose money by failing to act, acting late, acting too early, using the wrong position size, failing to exit, failing to use risk controls, or misunderstanding information.
4. Risk of Loss
Trading and investing involve substantial risk. You may lose part of your investment, all of your investment, more than expected in volatile conditions, or more than your initial capital if using margin, leverage, short selling, or derivatives. You should not trade with money you cannot afford to lose. Stock alerts are not FDIC-insured, are not guaranteed by the Company, and may lose value.
5. Market, Volatility, Liquidity, and News Risks
The value of securities can rise or fall rapidly because of earnings reports, analyst actions, economic reports, interest rates, inflation, geopolitical events, regulatory developments, litigation, management changes, sector rotation, liquidity changes, market sentiment, unexpected news, rumors, or broad market downturns. Illiquid securities may be difficult to buy or sell without affecting price. Volatile securities can move sharply within seconds or minutes. News catalysts may be misunderstood, overstated, corrected, delayed, or already priced into a security.
6. Stock Alert and Execution Risk
Stock alerts are inherently uncertain. An alert may identify a potential setup, but the setup may fail. A stock may move opposite expectations, gap before you enter or exit, fail to reach a target, or lose liquidity. Individual results may differ because of alert delivery delays, email/SMS/Discord/app/internet issues, brokerage delays, order routing, bid-ask spreads, liquidity, slippage, volatility, trading halts, pre-market or after-hours conditions, or subscriber error.
7. Small-Cap, Microcap, Penny Stock, and Low-Float Risk
Small-cap, microcap, penny stock, and low-float securities may involve heightened risk, including limited operating history, limited public information, high volatility, manipulation risk, wider spreads, lower liquidity, dilution, financing risk, delisting risk, promotional activity, and pump-and-dump risk. Use extreme caution when trading speculative securities.
8. Pump-and-Dump, Promotional, and Social Media Risk
Some securities may be subject to promotional campaigns, misleading claims, coordinated hype, social media manipulation, or pump-and-dump schemes. Social media platforms, group chats, message boards, Discord servers, X/Twitter, StockTwits, Reddit, YouTube, and other communities may contain inaccurate, misleading, manipulated, promotional, incomplete, or fraudulent information. Never make investment decisions based solely on social media activity.
9. Technical, Fundamental, Sentiment, and Filing Analysis Risk
Technical indicators and chart patterns may fail. Fundamental analysis may be incomplete or wrong. Sentiment data may be unreliable and may indicate overcrowding rather than opportunity. SEC filings, press releases, and corporate disclosures can be complex and may be misinterpreted. Company summaries may omit details or fail to capture full legal or financial implications.
10. AI and Algorithmic Analysis Risk
AI-generated content, scanner scores, rankings, summaries, and reports may be wrong. AI systems may misinterpret data, hallucinate facts, omit material information, use stale information, overstate confidence, misclassify sentiment, misread news, generate inaccurate summaries, fail to understand market context, or produce outputs that sound authoritative but are incorrect. AI tools are decision-support tools only and are not substitutes for independent research, professional advice, or risk management.
11. Limitations of AI-Assisted and Algorithmic Outputs
AI-assisted and algorithmic outputs depend on the quality, completeness, timeliness, and reliability of the underlying data, assumptions, and methodologies. Where reasonably practicable, the Company will identify the material data sources and the date or period through which the data is current. Outputs may be affected by delayed, incomplete, inaccurate, or unavailable information; programming or model errors; changing market conditions; and limitations inherent in statistical, algorithmic, or artificial-intelligence systems. No model can reliably predict every market event or eliminate the risk of loss.
12. Human Review and User Responsibility
The degree of human review may vary depending on the type of content and method of delivery. The Company may publish certain outputs automatically, while other research, alerts, or commentary may receive human review before publication. The presence of human review does not guarantee that an output is accurate, complete, timely, or appropriate for any particular user. Each user remains responsible for independently evaluating and verifying an output before making an investment or trading decision.
13. Methodology Changes and Correction Procedures
The Company may modify its models, data sources, screening criteria, scoring methods, assumptions, and other methodologies as its systems develop. Material methodology changes may affect the frequency, content, comparability, or historical performance of outputs and will be disclosed when reasonably necessary to prevent prior or current presentations from becoming misleading. If the Company identifies a material error, it may withdraw, correct, or supplement the affected output. Corrections will be identified as such and, where practicable, appended to the original record rather than substituted without notice.
14. Meaning and Limitations of AI-Related Claims
References to “AI-powered,” “algorithmic,” “automated,” or similar functionality describe the Company’s actual use of documented technology and workflows to assist in generating, analyzing, scoring, organizing, or delivering generally published content. These descriptions do not represent that the Company’s systems possess guaranteed predictive ability, will identify every opportunity or risk, or will produce profitable or error-free results. No statement concerning the Company’s technology should be understood as a promise of investment performance or as a substitute for a user’s independent judgment.
15. Scanner Risk
Scanner tools may identify securities based on rules, filters, technical indicators, news keywords, volume changes, social mentions, or AI scores. Scanner outputs are not recommendations. A scanner may miss opportunities, generate false positives, identify stocks that later decline, malfunction, or rely on inaccurate data. You are responsible for evaluating scanner outputs independently.
16. Options, Margin, Leverage, and Short Selling Risk
Options involve substantial risk and are not suitable for all investors. Options may expire worthless and are affected by time decay, implied volatility, liquidity, spreads, assignment risk, exercise risk, and complex pricing factors. Margin and leverage can magnify gains and losses and may result in losses greater than your initial investment. Short selling involves significant risk, including theoretically unlimited losses, short squeezes, borrow fees, recalls, and margin requirements.
17. After-Hours, Pre-Market, Halt, and Suspension Risk
Trading outside regular market hours may involve lower liquidity, wider spreads, greater volatility, limited order types, delayed price discovery, and higher execution risk. Trading may be halted, suspended, restricted, or otherwise interrupted. During a halt you may be unable to exit, and when trading resumes the security may open at a materially different price.
18. Tax, Regulatory, Suitability, Concentration, Position Sizing, Stop Loss, and Target Risks
Trading may create tax consequences, including short-term gains, wash sales, options taxation, and reporting obligations. Regulatory investigations, enforcement actions, exchange notices, delisting proceedings, litigation, or changes in law may affect securities. The Services are not tailored to your financial situation. Concentrating capital, using improper position sizes, relying on stop losses, or relying on price targets may cause losses.
19. Past Performance, Hypothetical Results, and Backtesting Risk
Past performance does not guarantee future results. Hypothetical, simulated, paper-traded, or backtested results have limitations and may not reflect real execution, slippage, commissions, taxes, spreads, liquidity, emotional factors, missed alerts, real-time decision-making, or market impact. Do not assume hypothetical results are achievable in live trading.
20. Technology, Cybersecurity, Third-Party Data, and Delivery Risk
Technology may fail. Risks include website downtime, app outages, email delivery failures, SMS delays, Discord outages, payment processor errors, data vendor outages, internet disruptions, cybersecurity incidents, software bugs, AI provider outages, and cloud hosting failures. Third-party information may be delayed, inaccurate, incomplete, or unavailable. The Company does not guarantee third-party data.
21. Conflicts of Interest, Affiliate Compensation & User-Generated Content
The Company and related parties may trade securities discussed in the Services and may hold positions before, during, or after discussion. The Company may receive compensation from affiliates, sponsors, advertisers, data vendors, software providers, platforms, or other third parties. Other subscribers may post opinions, trade ideas, claims, charts, rumors, screenshots, or performance claims. The Company does not guarantee user-generated content.
22. No Monitoring Obligation and No Duty to Update
The Company does not monitor your portfolio, positions, account, risk exposure, personal circumstances, or trading activity, and has no obligation to update you regarding any position you enter. Market conditions may change after an alert, report, or comment, and the absence of an update does not mean the original analysis remains valid.
23. Subscriber Acknowledgment
By using the Services, you acknowledge that you understand the Services are educational and informational only; the Company does not provide personalized investment advice; trading and investing involve substantial risk; you may lose money and all invested capital; you are solely responsible for your decisions; you will not rely solely on the Services; you accept all risks; and you release the Company from responsibility for trading and investment losses to the maximum extent permitted by law.