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Fundamentals

The Cash Flow Statement

The statement that reconciles reported profit to cash that actually moved. It is the hardest of the three to dress up, which is why experienced readers start here.

Intermediate5 min read
Fundamentals

EBITDA, and the Argument About It

Earnings before interest, taxes, depreciation and amortization is the most used and most criticised measure in finance. Both the use and the criticism are reasonable.

Intermediate4 min read
Fundamentals

Free Cash Flow

The cash a business produces after the spending required to keep producing it. It is what funds dividends, buybacks, debt repayment and acquisitions.

Intermediate4 min read
Fundamentals

GAAP and Non-GAAP

Filed statements follow standardised rules. The headline numbers a company puts in its press release frequently do not, and the reconciliation between the two is where the reading happens.

Intermediate4 min read
Fundamentals

Debt, Leverage and Coverage

Borrowing magnifies returns in both directions. The ratios that matter are how much is owed relative to earnings, and how comfortably the interest is covered.

Intermediate4 min read
Fundamentals

Leases

Lease obligations were once disclosed in a footnote and are now on the balance sheet. The change made a large existing liability visible without altering any economics.

Intermediate3 min read
Fundamentals

Inventory Accounting

Which costs are assigned to goods sold is a policy choice. In a period of changing prices it changes reported profit, taxes and the balance sheet.

Intermediate3 min read
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